Your Health For Tag "individuals"

  • Back-to-School Checklist: Don't Forget to Add Dental Appointments
    Jul. 20, 2023

    Back-to-School Checklist: Don't Forget to Add Dental Appointments

    Children’s Oral Health

    Delta Dental of Illinois offers tips to help prevent health-related school absences This school year, Delta Dental of Illinois wants to remind Illinois parents to include a dental appointment on the back-to-school checklist. Having a healthy smile can help improve kids' concentration and performance in the classroom and may help reduce school absences.

  • Importance of Women's Oral Health Care
    May 1, 2023

    Importance of Women's Oral Health Care

    General oral health

    Discover How Hormones Affect Women's Oral Health this Women's Health Month Good oral health habits help protect against tooth decay, gum disease and other oral health issues. However, women are more susceptible to changing hormone levels from puberty, certain types of birth control, pregnancy and menopause, and these hormone changes can impact oral health. May... More »

  • The Difference Between Coinsurance, Deductibles and Copay
    Oct. 24, 2019

    The Difference Between Coinsurance, Deductibles and Copay

    Dental benefit information

    Deductibles, copay and coinsurance are all ways you share the costs of dental care with your benefits company – but they all operate a little differently. A deductible is the total amount you pay before your dental benefits carrier helps with the costs. Let's say you have a $100 deductible and you need to get... More »

  • What is a “Benefit Waiting Period”?
    Oct. 24, 2019

    What is a “Benefit Waiting Period”?

    Dental benefit information

    After enrolling in a new dental plan, coverage for some services could be subject to a benefit waiting period. A benefit waiting period is the amount of time before you are eligible to receive benefits for all or certain dental treatments. Every dental plan is different, but typically, there are no waiting periods for diagnostic... More »

  • Questions to ask your dental benefits broker
    Dec. 18, 2018

    Questions to ask your dental benefits broker

    Dental benefit information

    Whether you are looking to purchase a dental insurance plan on your own or you are a business owner looking for a dental plan for your employees, your benefits broker is responsible for understanding your unique needs and using that information to recommend the best coverage options you.1 While they're trained to gather and convey... More »

  • Understanding the Ins and Outs of Dual Coverage
    Aug. 7, 2018

    Understanding the Ins and Outs of Dual Coverage

    Dental benefit information

    It's not uncommon to be covered by two dental benefits plans, which means that you have “dual coverage.” If this applies to you or your family members, take a moment to learn how dual coverage works with these four key points. Understand your coordination of benefits (COB). Your COB is the way your two plans... More »

  • How dental coverage changes when you get married
    Jun. 25, 2018

    How dental coverage changes when you get married

    Dental benefit information

    June can be a great time to schedule a wedding. That means it's also a good time to learn what can happen to your dental benefits when you get married. When it comes to your dental coverage, marriage is considered a “qualifying life event.” After a qualifying life event, you can make changes to your... More »

  • Coverage for Dental Specialists
    Apr. 5, 2018

    Coverage for Dental Specialists

    Dental benefit information

    The trees are blooming and their roots are growing. But what happens if the roots of your teeth aren't doing so well? Learn how your dental benefits work when you're referred to an endodontist for a root canal or when you need to see another dental specialist There are multiple reasons you might need to... More »

  • What's the Difference Between Copay and Coinsurance?
    Mar. 6, 2018

    What's the Difference Between Copay and Coinsurance?

    Dental benefit information

    Copayment and coinsurance1 are both ways you help share the costs of dental care with Delta Dental of Illinois. Most of the time, Delta Dental of Illinois members have a copay or coinsurance, but not both. Here's what you need to know: Copayment, also known as a copay, is a set dollar amount you are... More »

  • Your Dental Benefits in the New Year
    Jan. 10, 2018

    Your Dental Benefits in the New Year

    Dental benefit information

    Now that we've flipped the calendar to the new year, planning is underway for many. As you're organizing your finances and other paperwork, it's also a great time to check on the status of your dental benefits. First, check to see if your dental benefits renew at the calendar year or the contract year,... More »

  • What Your Tongue Can Say About Your Oral Health
    Nov. 7, 2017

    What Your Tongue Can Say About Your Oral Health

    General oral health

    Your tongue can say a lot – even without speaking a word. The color, texture and patterns of your tongue can provide insight into the state of your oral and overall health. Here are some things your tongue may be trying to tell you. White coating.  A tongue that appears white is usually the result... More »

  • Medications Can Affect Oral Health
    Sep. 1, 2017

    Medications Can Affect Oral Health

    General oral health

    As we age, many of us find ourselves with health conditions that require medication – and while medications can improve overall health, some may have adverse side effects on oral health. One of the most common side effects of many medications is dry mouth, which does more than just make you crave a cold glass... More »

  • Common Dental Procedures for Kids
    Aug. 18, 2017

    Common Dental Procedures for Kids

    Children’s Oral Health

    Parents worry about their kids' overall health and oral health more than their own. Understanding how your dental benefits cover preventive procedures can help start your children on a path to a lifetime of healthy smiles. When it comes to keeping kids' mouths healthy, routine oral health habits – such as brushing twice a day,... More »

  • The Difference Between Annual Maximum and Deductible
    Feb. 16, 2017

    The Difference Between Annual Maximum and Deductible

    Dental benefit information

    Annual maximums and deductibles are common in many health plans, including dental plans. An annual maximum is the maximum dollar amount a dental benefit plan will pay toward the cost of dental care within a specific period, usually a calendar year. If your plan's annual maximum is $1,000, your carrier will pay its portion of... More »

  • How Are Dental Claims Handled?
    Jan. 25, 2017

    How Are Dental Claims Handled?

    Dental benefit information

    If you visit a Delta Dental of Illinois network dentist or assign benefits, you won't have to submit any paperwork – your dentist will submit a claim directly to Delta Dental of Illinois on your behalf after your dental appointment. On the other hand, if you visit an out-of-network dentist, you may have to submit... More »

  • How to Tell if Your Dentist is In-Network
    Jan. 20, 2017

    How to Tell if Your Dentist is In-Network

    Dental benefit information

    One of the many ways Delta Dental of Illinois saves members money on dental services is by establishing lower costs with dentists. Dentists who agree to these pre-established fees are called in-network dentists, and Delta Dental of Illinois has one of the largest networks of dentists in the country. With nearly 156,000 dentists nationwide, there's... More »