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Jul. 15, 2020
Dental benefit information
“COBRA” stands for Consolidated Omnibus Budget Reconciliation Act and is a 1985 federal law to provide relief for those who experience a job loss, or other qualifying event, allowing them to continue their existing medical, vision, and dental insurance coverage for a limited period – typically 18 months after the final day of employment. In rarer circumstances, COBRA coverage is available for up to 36 months.
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Jan. 18, 2020
Dental benefit information
Many people resolve to take better care of their finances this time of year. You can support your employees in working toward that goal by helping them budget for dental expenses. Here’s how you can help reduce their stress and improve their health.
Provide dental benefits.
The best way to help employees budget for dental expenses is by offering great dental coverage. Dental benefits often cover 100% of routine preventive services like checkups and cleanings.
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Dec. 6, 2019
Dental benefit information
With the end of the year approaching, you still have a few weeks to schedule a preventive checkup with your dentist and make use of your dental benefits — or consider getting a plan for next year.
Did you know that more than 2 in 5 Americans (44%), or more than 100 million people, lack dental insurance? Don’t be among them. People with dental insurance are 40% more likely than those without coverage to see the dentist each year (77% v. 46%).
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Dec. 5, 2019
Dental benefit information
With a proprietary dental network, the dental benefits provider contracts directly with their network of dentists. While under a leased dental network, a dental benefits company will lease their network of dentists, or a portion of it, from a third-party provider to gain access to its dentists.
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Nov. 5, 2019
Dental benefit information
Employer-sponsored benefits are a key factor in keeping employees happy and attracting the best workers to grow your business. However, it can be time-consuming and costly for small businesses to compete with larger companies or even other small businesses when it comes to providing benefits.
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Oct. 24, 2019
Dental benefit information
After enrolling in a new dental plan, coverage for some services could be subject to a benefit waiting period. A benefit waiting period is the amount of time before you are eligible to receive benefits for all or certain dental treatments. Every dental plan is different, but typically, there are no waiting periods for diagnostic... More »
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Oct. 24, 2019
Dental benefit information
Deductibles, copay and coinsurance are all ways you share the costs of dental care with your benefits company – but they all operate a little differently. A deductible is the total amount you pay before your dental benefits carrier helps with the costs. Let's say you have a $100 deductible and you need to get... More »
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Oct. 9, 2019
Dental benefit information
If you’re looking to hire top talent in a competitive job market, your employee benefits package could be key. About 60% of workers say benefits and job perks are a major factor in their decision to accept a job offer. And 80% would choose additional benefits over higher pay.
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Jul. 8, 2019
Dental benefit information
Do you understand what a waiting period or an effective date means for your dental plan? Did you know you can avoid costly surprises by requesting a pre-treatment estimate? Taking the time to understand more about your dental plan can be beneficial. Here's what you need to know.
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Jun. 5, 2019
Dental benefit information
More than 1 in 3 adults across the nation — including almost 45% of those ages 19 to 34 — will not visit the dentist over the course of a year, despite having private dental insurance.1 In Illinois, 25% of people who have dental insurance coverage have not visited the dentist in the past year.2 In short, they are paying for dental insurance they are not using. If you have dental insurance coverage and are not using these benefits regularly, you could be leaving money on the table and shortchangi
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May 15, 2019
Dental benefit information
Three ways to show you care about remote employees’ health. Even when they work outside the office, you can help employees maintain good oral health.
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Apr. 16, 2019
Dental benefit information
You offer dental benefits to help your employees enjoy good oral and overall health. But they are also a valuable differentiator in recruiting and retaining top talent in a tight labor market. Dental coverage offers flexible, affordable benefits that your employees want.
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Jan. 25, 2019
Dental benefit information
Eighty-seven percent of Illinois adults say their oral health is very important to them 1 and more than two-thirds of employees consider dental benefits to be a very important part of an overall compensation package.2
Yet many small business owners do not offer dental benefits. That short-term decision can negatively affect both the small business and its employees in the long run.
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Dec. 18, 2018
Dental benefit information
Whether you are looking to purchase a dental insurance plan on your own or you are a business owner looking for a dental plan for your employees, your benefits broker is responsible for understanding your unique needs and using that information to recommend the best coverage options you.1 While they're trained to gather and convey... More »
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Nov. 16, 2018
Dental benefit information
With a larger network size, your employees have a greater selection of dentists to choose from. The result for your business and employees is lower costs and better convenience. Lower cost A large network results in better utilization of in-network dentists by your employees, which helps keep costs down. Visiting a network dentist helps... More »
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Nov. 2, 2018
Dental benefit information
Having dental benefits contributes to better oral health, overall health and well-being. Our 2018 Oral Health and Well-Being Survey found that people with dental benefits are 58 percent more likely to visit the dentist, which leads to better oral health. Consequently, people who reported excellent oral health were twice as likely to report very good... More »
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