Dental benefit information

  • 89% of U.S. adults agree having dental insurance provides peace of mind according to Delta Dental study
    Aug. 11, 2022

    89% of U.S. adults agree having dental insurance provides peace of mind according to Delta Dental study

    Dental benefit information

    Dental insurance continues to support optimal health as highlighted in the recently released 2022 State of America’s Oral Health and Wellness Report, a nationwide analysis of consumer opinions and behaviors relating to oral health.

  • Delta Dental of Illinois announces smart new plans for individuals and families
    Jul. 6, 2022

    Delta Dental of Illinois announces smart new plans for individuals and families

    Dental benefit information

    Delta Dental of Illinois launched a new suite of dental benefit plans for Illinois individuals and families who don’t receive dental benefit coverage from an employer. The new plans — Premium, Progressive, Elevated and Base — incorporate features and options individuals and their families are seeking and aim to provide the most comprehensive and flexible coverage for Illinois consumers.

  • Mid-Year Check-In: Maximizing Dental Benefits
    Jun. 29, 2022

    Mid-Year Check-In: Maximizing Dental Benefits

    Dental benefit information

    Good oral health is key to better overall health — and a majority of adults and caregivers in the United States agree. About 3 in 5 (59%) adults made a preventive visit to their dentist in 2021 to reduce their chances of experiencing dental issues. Others visited the dentist to take full advantage of their dental benefits, which typically cover preventive care, like checkups and cleanings, with little to no out-of-pocket cost. Summer is here, which means we’re halfway through the year so it’s

  • What is a dental insurance annual maximum?
    Jan. 14, 2022

    What is a dental insurance annual maximum?

    Dental benefit information

    Your annual maximum applies only to the portion your dental plan pays on your behalf. Any deductibles or co-pays that you pay do not count towards your annual maximum. Some important basic services, such as diagnostic and preventive procedures, might not count toward your annual maximum; however, this will depend on your specific dental plan.

  • Dental benefits deductibles – explained
    Oct. 5, 2021

    Dental benefits deductibles – explained

    Dental benefit information

    A dental benefits deductible is the dollar amount you must pay for covered dental services before your dental plan starts to pay. Your deductible amount resets once every 12 months. Many dental plan providers follow the calendar year (e.g.; January through December). Check with your dental plan provider to confirm the exact dates.

  • Illinoisans say dental coverage helps them stay healthy, provides peace of mind
    Aug. 2, 2021

    Illinoisans say dental coverage helps them stay healthy, provides peace of mind

    Dental benefit information

    New research from Delta Dental Plans Association shows that Americans value the cost-savings, peace of mind, and overall health benefits of dental insurance. A vast majority of Americans with dental insurance reported* that having coverage helps them to maintain good oral health (96%), saves money in the long run (91%), is well worth the cost (91%), and provides relief from having to worry about dental emergencies (95%). They also recognize other overall health benefits, such as peace of mind.

  • What are the different types of dental insurance plans?
    Jul. 23, 2021

    What are the different types of dental insurance plans?

    Dental benefit information

    There are several different types of dental insurance plans – each will work differently in terms of out-of-pocket costs, benefits, deductibles, and so on.

  • What are full coverage dental benefits?
    May 21, 2021

    What are full coverage dental benefits?

    Dental benefit information

    Full coverage dental benefits plans are those that help cover the costs of a wide range of dental treatments and procedures including preventive care, basic care and major restorative care.

  • Dual dental coverage: can I have two dental plans?
    Nov. 19, 2020

    Dual dental coverage: can I have two dental plans?

    Dental benefit information

    If you are covered under two different dental plans, then you have dual dental coverage. Dual dental coverage typically occurs when you have two jobs that each provide dental benefits, or you are covered by your spouse’s dental plan in addition to your own.

  • Delta Dental of Illinois announces smart new plans for small businesses
    Nov. 9, 2020

    Delta Dental of Illinois announces smart new plans for small businesses

    Dental benefit information

    The new plans — Base, Ascent and Pinnacle — include features and options not commonly available to smaller businesses. With the launch of these plans, Delta Dental of Illinois is eliminating waiting periods for all small groups. New features for the small group dental plans include more options for annual maximums, occlusal (night) guard coverage, adult orthodontics and additional ortho lifetime maximums.

  • Choosing a dental plan to protect your health next year
    Oct. 5, 2020

    Choosing a dental plan to protect your health next year

    Dental benefit information

    Given the ongoing COVID-19 pandemic, your priorities and those of your family may have changed. Wellness benefits may be even more important than ever before. It’s time to begin looking forward to a healthy 2021. Many Illinoisans are choosing benefits for next year. Did you know that dental coverage can play a key role in maintaining good oral health and overall well-being? In a recent Delta Dental poll, Americans gave two top reasons for having dental coverage.

  • Understanding pre-treatment estimates
    Sep. 8, 2020

    Understanding pre-treatment estimates

    Dental benefit information

    When planning for any dental treatment, it’s important to know the costs involved – understanding what is covered by your dental carrier and what you may owe your dentist. Delta Dental of Illinois offers a complimentary pre-treatment estimate for its members so they have an idea of how much a specific dental procedure will cost ahead of time. This helps both you and your dentist make the right decision for you regarding your treatment options.

  • Why offering dental benefits matters even more during a pandemic
    Sep. 8, 2020

    Why offering dental benefits matters even more during a pandemic

    Dental benefit information

    Nearly half of employers nationwide are strengthening health and wellness benefits so employees can more easily get the care they need during the COVID-19 pandemic. Workplace perks like complimentary beverages, food and on-site gyms are great. But with many people still working from home, some of these office benefits may be of less value to employees. Many employees are seeking job security and a competitive benefits package to help them stay healthy during these times.

  • Dental insurance for kids
    Aug. 21, 2020

    Dental insurance for kids

    Dental benefit information

    When it comes to our children, we always want the best for them and look out for their well-being. This includes their oral health and making sure they have a healthy smile. Good oral health habits start early. The American Academy of Pediatrics recommends that children visit the dentist by age 1 to help establish a relationship with the dentist and assess any risk for early dental decay. At 18 months, the regular six-month checkups can then begin.

  • What is COBRA insurance?
    Jul. 15, 2020

    What is COBRA insurance?

    Dental benefit information

    “COBRA” stands for Consolidated Omnibus Budget Reconciliation Act and is a 1985 federal law to provide relief for those who experience a job loss, or other qualifying event, allowing them to continue their existing medical, vision, and dental insurance coverage for a limited period – typically 18 months after the final day of employment. In rarer circumstances, COBRA coverage is available for up to 36 months.

  • How you can help employees budget for dental expenses
    Jan. 18, 2020

    How you can help employees budget for dental expenses

    Dental benefit information

    Many people resolve to take better care of their finances this time of year. You can support your employees in working toward that goal by helping them budget for dental expenses. Here’s how you can help reduce their stress and improve their health. Provide dental benefits. The best way to help employees budget for dental expenses is by offering great dental coverage. Dental benefits often cover 100% of routine preventive services like checkups and cleanings.