Dental Basics
Understanding dental insurance and learning how to make the most of your dental benefits is a smart choice. Delta Dental of Illinois makes it easy to be a smart mouth when it comes to dental insurance and benefits.
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From saving you money to contributing to your overall health and well-being, the value of dental benefits can’t be underestimated. Learn all of the many ways that dental benefits pay.
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A dental plan is a type of health benefit that helps make care more affordable. You pay a monthly or annual fee called a premium, and, in exchange, the dental plan helps you pay for dental services and procedures. Dental plans often cover the full cost for preventive services like exams and cleanings. Dental plans can greatly reduce your out-of-pocket costs for most procedures and treatments.
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Delta Dental of Illinois provides plans to both groups as well as Illinois residents without access to a group-based dental insurance plan. Our plans focus on preventive care and offer comprehensive coverage options, the freedom for members to select the dentist of their choice (the most out-of-pocket savings will be realized by using a Delta Dental PPOSM dentist) and affordable rates.
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It is to your benefit to review any and all information concerning your dental program. The more you understand your program, the more you will know about what dental services are covered and understand what you may owe your dentist. Bring this information with you when you visit your dentist – that way, you’ll both be in the know.
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Dental coverage varies, but overall, dental benefits are meant to help keep you and your smile healthy. Here’s what you can expect from your dental benefits.
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With a dental PPO plan, you are free to see any licensed dentist. However, you will save the most money by visiting a dentist who participates in the Delta Dental PPO network. You will also save more money with a Delta Dental Premier® network dentist compared to a non-network dentist. All Delta Dental PPO and Delta Dental Premier dentists must follow our processing policies and guidelines and meet our credentialing standards.
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