Dental Coverage for Seniors

Dental coverage is a vital piece of the oral health puzzle as you age. Alongside daily brushing and flossing, as well as visiting the dentist regularly, dental benefits play an important part in keeping your smile healthy. That’s why dental benefits focus on preventing or resolving oral health problems before they require extensive (or expensive) treatment. 


According to Delta Dental’s 2023 State of Oral Health Report:

  • 82% of adults agree that having dental insurance is essential to protecting oral and overall health.
  • 85% of adults feel that dental coverage helps save them money in the long run.

This focus on cost-savings and preventive care is why all Delta Dental of Illinois individual plans cover preventive checkups and cleanings at 100% and help reduce out-of-pocket costs for many procedures by sharing the cost with you.

What does Delta Dental cover for seniors?

At Delta Dental of Illinois, we believe in removing barriers to oral health care for everyone, and that includes providing comprehensive, low-cost dental coverage for seniors. That’s why we offer multiple plan levels, so you can make the right choice based on your personal needs and budget. 

  • Base plan: Our most affordable option, this plan provides basic protection with the most preventive care, like cleanings and X-rays, covered at 100%.
  • Elevated plan: This plan offers 100% preventive coverage and provides coverage for teeth whitening, implants, and mouthguards.
  • Progressive plan: Our only plan with no waiting periods that offers extensive coverage, with the percentage members pay for certain procedures decreasing each year until Year 3.
  • Premium plan: Our most comprehensive plan with the richest coverage, this plan covers most dental procedures (and has the highest annual maximum). 

How much does dental coverage cost for seniors?

Delta Dental of Illinois plans vary in monthly premium rates, deductible, and the amount covered for certain procedures. All plans cover routine preventive care at 100%. If you’re interested in coverage, get a quote today! 

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Why do you need dental coverage as a senior?

Senior dental coverage is a vital part of maintaining not just oral health, but your general health as well, with recent studies showing a link between gum disease and diabetes, heart disease, and dementia.

There are also risks that become more common as you age. This includes dry mouth, oral cancer, and untreated tooth decay or tooth loss. 

Learn more about why – and how – you can take care of your oral health as a senior.

Keep your smile strong year after year

Maintaining oral health can become a bit more challenging for seniors but caring for your smile with a dental benefits plan (and through regular brushing, flossing and visiting the dentist) is a vital part of improving your well-being. Get a quote today and keep your smile strong!

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