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Nov. 19, 2020
Dental benefit information
If you are covered under two different dental plans, then you have dual dental coverage. Dual dental coverage typically occurs when you have two jobs that each provide dental benefits, or you are covered by your spouse’s dental plan in addition to your own.
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Nov. 9, 2020
Dental benefit information
The new plans — Base, Ascent and Pinnacle — include features and options not commonly available to smaller businesses.
With the launch of these plans, Delta Dental of Illinois is eliminating waiting periods for all small groups.
New features for the small group dental plans include more options for annual maximums, occlusal (night) guard coverage, adult orthodontics and additional ortho lifetime maximums.
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Oct. 5, 2020
Dental benefit information
Given the ongoing COVID-19 pandemic, your priorities and those of your family may have changed. Wellness benefits may be even more important than ever before. It’s time to begin looking forward to a healthy 2021.
Many Illinoisans are choosing benefits for next year. Did you know that dental coverage can play a key role in maintaining good oral health and overall well-being? In a recent Delta Dental poll, Americans gave two top reasons for having dental coverage.
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Sep. 8, 2020
Dental benefit information
When planning for any dental treatment, it’s important to know the costs involved – understanding what is covered by your dental carrier and what you may owe your dentist. Delta Dental of Illinois offers a complimentary pre-treatment estimate for its members so they have an idea of how much a specific dental procedure will cost ahead of time. This helps both you and your dentist make the right decision for you regarding your treatment options.
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Sep. 8, 2020
Dental benefit information
Nearly half of employers nationwide are strengthening health and wellness benefits so employees can more easily get the care they need during the COVID-19 pandemic.
Workplace perks like complimentary beverages, food and on-site gyms are great. But with many people still working from home, some of these office benefits may be of less value to employees. Many employees are seeking job security and a competitive benefits package to help them stay healthy during these times.
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Aug. 21, 2020
Dental benefit information
When it comes to our children, we always want the best for them and look out for their well-being. This includes their oral health and making sure they have a healthy smile.
Good oral health habits start early. The American Academy of Pediatrics recommends that children visit the dentist by age 1 to help establish a relationship with the dentist and assess any risk for early dental decay. At 18 months, the regular six-month checkups can then begin.
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Jul. 15, 2020
Dental benefit information
“COBRA” stands for Consolidated Omnibus Budget Reconciliation Act and is a 1985 federal law to provide relief for those who experience a job loss, or other qualifying event, allowing them to continue their existing medical, vision, and dental insurance coverage for a limited period – typically 18 months after the final day of employment. In rarer circumstances, COBRA coverage is available for up to 36 months.
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May 1, 2020
General oral health
Whether it’s a nice note or a thoughtful gift, a pleasant surprise can make your day. Here’s what’s happening when a surprise makes you smile.
How you progress from surprised to smiling
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Jan. 18, 2020
Dental benefit information
Many people resolve to take better care of their finances this time of year. You can support your employees in working toward that goal by helping them budget for dental expenses. Here’s how you can help reduce their stress and improve their health.
Provide dental benefits.
The best way to help employees budget for dental expenses is by offering great dental coverage. Dental benefits often cover 100% of routine preventive services like checkups and cleanings.
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Jan. 15, 2020
General oral health
If your New Year’s resolution includes taking better care of your health, a visit to the dentist may be just as important as a visit to the gym.
That’s because there’s a direct connection between your oral and overall health. Your mouth provides clues about what’s happening in the rest of your body. It can even be the first place that signs of problems such as diabetes or heart disease show up.
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Dec. 6, 2019
Dental benefit information
With the end of the year approaching, you still have a few weeks to schedule a preventive checkup with your dentist and make use of your dental benefits — or consider getting a plan for next year.
Did you know that more than 2 in 5 Americans (44%), or more than 100 million people, lack dental insurance? Don’t be among them. People with dental insurance are 40% more likely than those without coverage to see the dentist each year (77% v. 46%).
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Dec. 5, 2019
Dental benefit information
With a proprietary dental network, the dental benefits provider contracts directly with their network of dentists. While under a leased dental network, a dental benefits company will lease their network of dentists, or a portion of it, from a third-party provider to gain access to its dentists.
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Jun. 5, 2019
Dental benefit information
More than 1 in 3 adults across the nation — including almost 45% of those ages 19 to 34 — will not visit the dentist over the course of a year, despite having private dental insurance.1 In Illinois, 25% of people who have dental insurance coverage have not visited the dentist in the past year.2 In short, they are paying for dental insurance they are not using. If you have dental insurance coverage and are not using these benefits regularly, you could be leaving money on the table and shortchangi
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May 15, 2019
Dental benefit information
Three ways to show you care about remote employees’ health. Even when they work outside the office, you can help employees maintain good oral health.
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May 7, 2019
General oral health
A surprising number of Americans ignore this crucial health check. Your dental checkup is not only good for your health, it’s also good for your wallet. Preventive services, like checkups, are 100 percent covered by most dental plans. Yet, many people leave money on the table by not going to their dentist often.
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Oct. 19, 2018
Dental benefit information
Poor dental health may come at a large cost to your employees and your company. More than 90 million work hours are lost in the U.S. because of emergency or unplanned dental visits – and adults with poor oral health are more likely to miss work.1 In fact, nearly one-quarter (23 percent) of employed Illinoisans... More »
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