Your Health For Tag "dental plan"

  • Six Steps Toward a Healthier 2023
    Jan. 1, 2023

    Six Steps Toward a Healthier 2023

    General oral health

    If you have fallen short on your New Year’s resolutions so far, don’t worry – it takes time to solidify new healthy habits. It's not too late to begin working on some oral health resolutions if you haven’t already.

  • What is a dental insurance annual maximum?
    Jan. 14, 2022

    What is a dental insurance annual maximum?

    Dental benefit information

    Your annual maximum applies only to the portion your dental plan pays on your behalf. Any deductibles or co-pays that you pay do not count towards your annual maximum. Some important basic services, such as diagnostic and preventive procedures, might not count toward your annual maximum; however, this will depend on your specific dental plan.

  • What are full coverage dental benefits?
    May 21, 2021

    What are full coverage dental benefits?

    Dental benefit information

    Full coverage dental benefits plans are those that help cover the costs of a wide range of dental treatments and procedures including preventive care, basic care and major restorative care.

  • A guide to dental coverage for infants and children
    Feb. 18, 2021

    A guide to dental coverage for infants and children

    Children’s Oral Health

    When a child is born, getting medical coverage is a priority. But it’s also important to have dental coverage, too. This guide to dental coverage for children helps provide everything you need to know.

  • What is preventive dental care?
    Dec. 16, 2020

    What is preventive dental care?

    General oral health

    Preventive dental care includes actions taken by a patient to prevent against oral diseases and maintain a healthy smile for a lifetime. These actions include daily brushing with a fluoride-containing toothpaste, flossing, and maintaining a healthy diet – along with scheduling regular oral exams and professional cleanings. Dental insurance plans tend to prioritize preventive dental care because of the important role it plays in overall oral health.

  • Dual dental coverage: can I have two dental plans?
    Nov. 19, 2020

    Dual dental coverage: can I have two dental plans?

    Dental benefit information

    If you are covered under two different dental plans, then you have dual dental coverage. Dual dental coverage typically occurs when you have two jobs that each provide dental benefits, or you are covered by your spouse’s dental plan in addition to your own.

  • Delta Dental of Illinois announces smart new plans for small businesses
    Nov. 9, 2020

    Delta Dental of Illinois announces smart new plans for small businesses

    Dental benefit information

    The new plans — Base, Ascent and Pinnacle — include features and options not commonly available to smaller businesses. With the launch of these plans, Delta Dental of Illinois is eliminating waiting periods for all small groups. New features for the small group dental plans include more options for annual maximums, occlusal (night) guard coverage, adult orthodontics and additional ortho lifetime maximums.

  • Choosing a dental plan to protect your health next year
    Oct. 5, 2020

    Choosing a dental plan to protect your health next year

    Dental benefit information

    Given the ongoing COVID-19 pandemic, your priorities and those of your family may have changed. Wellness benefits may be even more important than ever before. It’s time to begin looking forward to a healthy 2021. Many Illinoisans are choosing benefits for next year. Did you know that dental coverage can play a key role in maintaining good oral health and overall well-being? In a recent Delta Dental poll, Americans gave two top reasons for having dental coverage.

  • Understanding pre-treatment estimates
    Sep. 8, 2020

    Understanding pre-treatment estimates

    Dental benefit information

    When planning for any dental treatment, it’s important to know the costs involved – understanding what is covered by your dental carrier and what you may owe your dentist. Delta Dental of Illinois offers a complimentary pre-treatment estimate for its members so they have an idea of how much a specific dental procedure will cost ahead of time. This helps both you and your dentist make the right decision for you regarding your treatment options.

  • Why offering dental benefits matters even more during a pandemic
    Sep. 8, 2020

    Why offering dental benefits matters even more during a pandemic

    Dental benefit information

    Nearly half of employers nationwide are strengthening health and wellness benefits so employees can more easily get the care they need during the COVID-19 pandemic. Workplace perks like complimentary beverages, food and on-site gyms are great. But with many people still working from home, some of these office benefits may be of less value to employees. Many employees are seeking job security and a competitive benefits package to help them stay healthy during these times.

  • Dental insurance for kids
    Aug. 21, 2020

    Dental insurance for kids

    Dental benefit information

    When it comes to our children, we always want the best for them and look out for their well-being. This includes their oral health and making sure they have a healthy smile. Good oral health habits start early. The American Academy of Pediatrics recommends that children visit the dentist by age 1 to help establish a relationship with the dentist and assess any risk for early dental decay. At 18 months, the regular six-month checkups can then begin.

  • What is COBRA insurance?
    Jul. 15, 2020

    What is COBRA insurance?

    Dental benefit information

    “COBRA” stands for Consolidated Omnibus Budget Reconciliation Act and is a 1985 federal law to provide relief for those who experience a job loss, or other qualifying event, allowing them to continue their existing medical, vision, and dental insurance coverage for a limited period – typically 18 months after the final day of employment. In rarer circumstances, COBRA coverage is available for up to 36 months.

  • Why positive surprises can make you smile
    May 1, 2020

    Why positive surprises can make you smile

    General oral health

    Whether it’s a nice note or a thoughtful gift, a pleasant surprise can make your day. Here’s what’s happening when a surprise makes you smile. How you progress from surprised to smiling

  • How you can help employees budget for dental expenses
    Jan. 18, 2020

    How you can help employees budget for dental expenses

    Dental benefit information

    Many people resolve to take better care of their finances this time of year. You can support your employees in working toward that goal by helping them budget for dental expenses. Here’s how you can help reduce their stress and improve their health. Provide dental benefits. The best way to help employees budget for dental expenses is by offering great dental coverage. Dental benefits often cover 100% of routine preventive services like checkups and cleanings.

  • Three Ways to Make 2020 Your Healthiest Year Yet
    Jan. 15, 2020

    Three Ways to Make 2020 Your Healthiest Year Yet

    General oral health

    If your New Year’s resolution includes taking better care of your health, a visit to the dentist may be just as important as a visit to the gym. That’s because there’s a direct connection between your oral and overall health. Your mouth provides clues about what’s happening in the rest of your body. It can even be the first place that signs of problems such as diabetes or heart disease show up.

  • No dental insurance? Protect your oral health with an individual plan.
    Dec. 6, 2019

    No dental insurance? Protect your oral health with an individual plan.

    Dental benefit information

    With the end of the year approaching, you still have a few weeks to schedule a preventive checkup with your dentist and make use of your dental benefits — or consider getting a plan for next year. Did you know that more than 2 in 5 Americans (44%), or more than 100 million people, lack dental insurance? Don’t be among them. People with dental insurance are 40% more likely than those without coverage to see the dentist each year (77% v. 46%).