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Your Health For Tag "dental insurance"

  • Why offering dental benefits matters even more during a pandemic
    Sep. 8, 2020

    Why offering dental benefits matters even more during a pandemic

    Dental benefit information

    Nearly half of employers nationwide are strengthening health and wellness benefits so employees can more easily get the care they need during the COVID-19 pandemic. Workplace perks like complimentary beverages, food and on-site gyms are great. But with many people still working from home, some of these office benefits may be of less value to employees. Many employees are seeking job security and a competitive benefits package to help them stay healthy during these times.

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  • Dental insurance for kids
    Aug. 21, 2020

    Dental insurance for kids

    Dental benefit information

    When it comes to our children, we always want the best for them and look out for their well-being. This includes their oral health and making sure they have a healthy smile. Good oral health habits start early. The American Academy of Pediatrics recommends that children visit the dentist by age 1 to help establish a relationship with the dentist and assess any risk for early dental decay. At 18 months, the regular six-month checkups can then begin.

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  • What is COBRA insurance?
    Jul. 15, 2020

    What is COBRA insurance?

    Dental benefit information

    “COBRA” stands for Consolidated Omnibus Budget Reconciliation Act and is a 1985 federal law to provide relief for those who experience a job loss, or other qualifying event, allowing them to continue their existing medical, vision, and dental insurance coverage for a limited period – typically 18 months after the final day of employment. In rarer circumstances, COBRA coverage is available for up to 36 months.

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  • No dental insurance? Protect your oral health with an individual plan.
    Dec. 6, 2019

    No dental insurance? Protect your oral health with an individual plan.

    Dental benefit information

    With the end of the year approaching, you still have a few weeks to schedule a preventive checkup with your dentist and make use of your dental benefits — or consider getting a plan for next year. Did you know that more than 2 in 5 Americans (44%), or more than 100 million people, lack dental insurance? Don’t be among them. People with dental insurance are 40% more likely than those without coverage to see the dentist each year (77% v. 46%).

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  • Paying for a Dental Plan You're Not Using? Start Using It.
    Jun. 5, 2019

    Paying for a Dental Plan You're Not Using? Start Using It.

    Dental benefit information

    More than 1 in 3 adults across the nation — including almost 45% of those ages 19 to 34 — will not visit the dentist over the course of a year, despite having private dental insurance.1 In Illinois, 25% of people who have dental insurance coverage have not visited the dentist in the past year.2 In short, they are paying for dental insurance they are not using. If you have dental insurance coverage and are not using these benefits regularly, you could be leaving money on the table and shortchangi

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  • What's the Difference Between Copay and Coinsurance?
    Mar. 6, 2018

    What's the Difference Between Copay and Coinsurance?

    Dental benefit information

    Copayment and coinsurance1 are both ways you help share the costs of dental care with Delta Dental of Illinois. Most of the time, Delta Dental of Illinois members have a copay or coinsurance, but not both. Here's what you need to know: Copayment, also known as a copay, is a set dollar amount you are... More »

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  • Dental Benefits After Retirement
    Sep. 5, 2017

    Dental Benefits After Retirement

    Dental benefit information

    Most people have been planning for retirement for decades, tucking money away in retirement accounts and scheduling vacations. What many people forget to plan for, however, are dental benefits. Most retirees lose employer-sponsored dental coverage when they leave the workforce. And although the Medicare federal health insurance program is available for people who are over... More »

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  • The Old College Try – Getting Kids to the Dentist
    Aug. 25, 2017

    The Old College Try – Getting Kids to the Dentist

    Children’s Oral Health

    While at college, your child will most likely start a new routine. Trying new things is part of the experience, but studying late and eating junk food may jeopardize already established oral health habits like brushing, flossing and visiting the dentist regularly. Regular dental checkups are important, especially for college-aged students who may be surviving... More »

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  • Employee Well-being Month and the Importance of Dental Benefits
    Jun. 3, 2016

    Employee Well-being Month and the Importance of Dental Benefits

    Dental benefit information

    Happy employees equal productive employees. It's Employee Well-being Month, and the perfect time to explore ways to improve employee wellness at your company. Ask yourself, as an employer or a human resources professional, what you are doing to create a healthy environment for your employees, and in turn, a productive and positive workplace. When you... More »

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  • Why Buying Dental Coverage Makes Good Sense
    Jan. 8, 2016

    Why Buying Dental Coverage Makes Good Sense

    Dental benefit information

    While the Affordable Care Act requires individuals to have health insurance, it doesn't require adults to have full dental coverage, nor does it require health plans to offer adult dental benefits. But if you don't have dental coverage, you should seriously consider it. Here's why. Compared to health insurance, dental coverage is relatively low cost.... More »

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  • How Dental Differs from Medical
    Oct. 26, 2015

    How Dental Differs from Medical

    Dental benefit information

    If you have both medical and dental benefits, you may wonder why they work differently when it comes to payments and coverage. Although dental and medical benefits both help cover the costs of certain treatments, they actually serve different purposes. Why They're Different Medical care usually focuses on reactive treatments for disease and illness, treating... More »

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  • 5 Reasons Why Dental Insurance Matters
    Oct. 22, 2015

    5 Reasons Why Dental Insurance Matters

    Dental benefit information

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  • Understanding Your Explanation of Benefits (EOB)
    Sep. 18, 2015

    Understanding Your Explanation of Benefits (EOB)

    Dental benefit information

    When you are covered by a dental plan, you often receive an explanation of benefits (EOB) from your dental carrier after a trip to the dentist's office. The EOB is not a bill, but rather an explanation of the procedures that were performed at the appointment and what is covered by your particular dental plan.... More »

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