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May 21, 2021
Dental benefit information
Full coverage dental benefits plans are those that help cover the costs of a wide range of dental treatments and procedures including preventive care, basic care and major restorative care.
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Feb. 18, 2021
Children’s Oral Health
When a child is born, getting medical coverage is a priority. But it’s also important to have dental coverage, too. This guide to dental coverage for children helps provide everything you need to know.
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Sep. 8, 2020
Dental benefit information
Nearly half of employers nationwide are strengthening health and wellness benefits so employees can more easily get the care they need during the COVID-19 pandemic.
Workplace perks like complimentary beverages, food and on-site gyms are great. But with many people still working from home, some of these office benefits may be of less value to employees. Many employees are seeking job security and a competitive benefits package to help them stay healthy during these times.
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Aug. 21, 2020
Dental benefit information
When it comes to our children, we always want the best for them and look out for their well-being. This includes their oral health and making sure they have a healthy smile.
Good oral health habits start early. The American Academy of Pediatrics recommends that children visit the dentist by age 1 to help establish a relationship with the dentist and assess any risk for early dental decay. At 18 months, the regular six-month checkups can then begin.
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Jul. 15, 2020
Dental benefit information
“COBRA” stands for Consolidated Omnibus Budget Reconciliation Act and is a 1985 federal law to provide relief for those who experience a job loss, or other qualifying event, allowing them to continue their existing medical, vision, and dental insurance coverage for a limited period – typically 18 months after the final day of employment. In rarer circumstances, COBRA coverage is available for up to 36 months.
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Dec. 6, 2019
Dental benefit information
With the end of the year approaching, you still have a few weeks to schedule a preventive checkup with your dentist and make use of your dental benefits — or consider getting a plan for next year.
Did you know that more than 2 in 5 Americans (44%), or more than 100 million people, lack dental insurance? Don’t be among them. People with dental insurance are 40% more likely than those without coverage to see the dentist each year (77% v. 46%).
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Jun. 5, 2019
Dental benefit information
More than 1 in 3 adults across the nation — including almost 45% of those ages 19 to 34 — will not visit the dentist over the course of a year, despite having private dental insurance.1 In Illinois, 25% of people who have dental insurance coverage have not visited the dentist in the past year.2 In short, they are paying for dental insurance they are not using. If you have dental insurance coverage and are not using these benefits regularly, you could be leaving money on the table and shortchangi
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Mar. 6, 2018
Dental benefit information
Copayment and coinsurance1 are both ways you help share the costs of dental care with Delta Dental of Illinois. Most of the time, Delta Dental of Illinois members have a copay or coinsurance, but not both. Here's what you need to know: Copayment, also known as a copay, is a set dollar amount you are... More »
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Sep. 5, 2017
Dental benefit information
Most people have been planning for retirement for decades, tucking money away in retirement accounts and scheduling vacations. What many people forget to plan for, however, are dental benefits. Most retirees lose employer-sponsored dental coverage when they leave the workforce. And although the Medicare federal health insurance program is available for people who are over... More »
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Aug. 25, 2017
Children’s Oral Health
While at college, your child will most likely start a new routine. Trying new things is part of the experience, but studying late and eating junk food may jeopardize already established oral health habits like brushing, flossing and visiting the dentist regularly. Regular dental checkups are important, especially for college-aged students who may be surviving... More »
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Jun. 3, 2016
Dental benefit information
Happy employees equal productive employees. It's Employee Well-being Month, and the perfect time to explore ways to improve employee wellness at your company. Ask yourself, as an employer or a human resources professional, what you are doing to create a healthy environment for your employees, and in turn, a productive and positive workplace. When you... More »
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Jan. 8, 2016
Dental benefit information
While the Affordable Care Act requires individuals to have health insurance, it doesn't require adults to have full dental coverage, nor does it require health plans to offer adult dental benefits. But if you don't have dental coverage, you should seriously consider it. Here's why. Compared to health insurance, dental coverage is relatively low cost.... More »
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Oct. 26, 2015
Dental benefit information
If you have both medical and dental benefits, you may wonder why they work differently when it comes to payments and coverage. Although dental and medical benefits both help cover the costs of certain treatments, they actually serve different purposes. Why They're Different Medical care usually focuses on reactive treatments for disease and illness, treating... More »
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Oct. 22, 2015
Dental benefit information
5 Reasons Why Dental Insurance Matters
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Sep. 18, 2015
Dental benefit information
When you are covered by a dental plan, you often receive an explanation of benefits (EOB) from your dental carrier after a trip to the dentist's office. The EOB is not a bill, but rather an explanation of the procedures that were performed at the appointment and what is covered by your particular dental plan.... More »