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Apr. 18, 2023
Dental benefit information
Because dental benefits have the potential to improve both oral and overall health, it's important that employees make the most of their coverage. By taking some simple steps, you can help encourage your group's employees to leverage their dental benefits as effectively as possible. Education – Ensure that employees are aware of the value their... More »
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Sep. 7, 2022
General oral health
Healthy Aging Month - While good daily oral hygiene is important for everyone, older adults can be at greater risk for oral health conditions such as gum disease, tooth loss and oral cancer. All Illinoisans should maintain good daily oral health habits like brushing twice a day, flossing daily and visiting the dentist, but older adults have special oral health care needs, which makes preventive care even more vital.
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Mar. 2, 2022
Corporate Social Responsibility
When you choose Delta Dental of Illinois, you’re partnering with a dedicated team player. We cover more than one million smiles in Illinois — including over 1/3 of the school districts. Plus, as a not-for-profit, we look out for our communities by providing education, increasing access to dental care and improving oral and overall health.
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May 21, 2021
Dental benefit information
Full coverage dental benefits plans are those that help cover the costs of a wide range of dental treatments and procedures including preventive care, basic care and major restorative care.
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Nov. 19, 2020
Dental benefit information
If you are covered under two different dental plans, then you have dual dental coverage. Dual dental coverage typically occurs when you have two jobs that each provide dental benefits, or you are covered by your spouse’s dental plan in addition to your own.
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Oct. 24, 2019
Dental benefit information
Deductibles, copay and coinsurance are all ways you share the costs of dental care with your benefits company – but they all operate a little differently. A deductible is the total amount you pay before your dental benefits carrier helps with the costs. Let's say you have a $100 deductible and you need to get... More »
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Oct. 24, 2019
Dental benefit information
After enrolling in a new dental plan, coverage for some services could be subject to a benefit waiting period. A benefit waiting period is the amount of time before you are eligible to receive benefits for all or certain dental treatments. Every dental plan is different, but typically, there are no waiting periods for diagnostic... More »
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Dec. 18, 2018
Dental benefit information
Whether you are looking to purchase a dental insurance plan on your own or you are a business owner looking for a dental plan for your employees, your benefits broker is responsible for understanding your unique needs and using that information to recommend the best coverage options you.1 While they're trained to gather and convey... More »
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Aug. 7, 2018
Dental benefit information
It's not uncommon to be covered by two dental benefits plans, which means that you have “dual coverage.” If this applies to you or your family members, take a moment to learn how dual coverage works with these four key points. Understand your coordination of benefits (COB). Your COB is the way your two plans... More »
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Jun. 25, 2018
Dental benefit information
June can be a great time to schedule a wedding. That means it's also a good time to learn what can happen to your dental benefits when you get married. When it comes to your dental coverage, marriage is considered a “qualifying life event.” After a qualifying life event, you can make changes to your... More »
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Apr. 5, 2018
Dental benefit information
The trees are blooming and their roots are growing. But what happens if the roots of your teeth aren't doing so well? Learn how your dental benefits work when you're referred to an endodontist for a root canal or when you need to see another dental specialist There are multiple reasons you might need to... More »
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Mar. 6, 2018
Dental benefit information
Copayment and coinsurance1 are both ways you help share the costs of dental care with Delta Dental of Illinois. Most of the time, Delta Dental of Illinois members have a copay or coinsurance, but not both. Here's what you need to know: Copayment, also known as a copay, is a set dollar amount you are... More »
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Jan. 10, 2018
Dental benefit information
Now that we've flipped the calendar to the new year, planning is underway for many. As you're organizing your finances and other paperwork, it's also a great time to check on the status of your dental benefits. First, check to see if your dental benefits renew at the calendar year or the contract year,... More »
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Nov. 7, 2017
General oral health
Your tongue can say a lot – even without speaking a word. The color, texture and patterns of your tongue can provide insight into the state of your oral and overall health. Here are some things your tongue may be trying to tell you. White coating. A tongue that appears white is usually the result... More »
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Sep. 5, 2017
Dental benefit information
Most people have been planning for retirement for decades, tucking money away in retirement accounts and scheduling vacations. What many people forget to plan for, however, are dental benefits. Most retirees lose employer-sponsored dental coverage when they leave the workforce. And although the Medicare federal health insurance program is available for people who are over... More »
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Sep. 1, 2017
General oral health
As we age, many of us find ourselves with health conditions that require medication – and while medications can improve overall health, some may have adverse side effects on oral health. One of the most common side effects of many medications is dry mouth, which does more than just make you crave a cold glass... More »