Your Health For Tag "broker"

  • The Difference Between Coinsurance, Deductibles and Copay
    Oct. 24, 2019

    The Difference Between Coinsurance, Deductibles and Copay

    Dental benefit information

    Deductibles, copay and coinsurance are all ways you share the costs of dental care with your benefits company – but they all operate a little differently. A deductible is the total amount you pay before your dental benefits carrier helps with the costs. Let's say you have a $100 deductible and you need to get... More »

  • What is a “Benefit Waiting Period”?
    Oct. 24, 2019

    What is a “Benefit Waiting Period”?

    Dental benefit information

    After enrolling in a new dental plan, coverage for some services could be subject to a benefit waiting period. A benefit waiting period is the amount of time before you are eligible to receive benefits for all or certain dental treatments. Every dental plan is different, but typically, there are no waiting periods for diagnostic... More »

  • Questions to ask your dental benefits broker
    Dec. 18, 2018

    Questions to ask your dental benefits broker

    Dental benefit information

    Whether you are looking to purchase a dental insurance plan on your own or you are a business owner looking for a dental plan for your employees, your benefits broker is responsible for understanding your unique needs and using that information to recommend the best coverage options you.1 While they're trained to gather and convey... More »

  • Offering Voluntary Dental Benefits is Good for Business
    Oct. 19, 2018

    Offering Voluntary Dental Benefits is Good for Business

    Dental benefit information

    Poor dental health may come at a large cost to your employees and your company. More than 90 million work hours are lost in the U.S. because of emergency or unplanned dental visits – and adults with poor oral health are more likely to miss work.1 In fact, nearly one-quarter (23 percent) of employed Illinoisans... More »

  • Delta Dental of Illinois Names John Maples President and CEO
    Oct. 9, 2018

    Delta Dental of Illinois Names John Maples President and CEO

    Dental benefit information

    The Board of Directors of Delta Dental of Illinois today announced that John Maples, a former Delta Dental of Illinois Board member and veteran sales and marketing professional, has been named president and CEO. Maples will also be president and CEO of Delta Dental of Illinois Foundation and Delta Dental of Illinois' subsidiary companies. “John's... More »

  • Helping Employees Get the Most Value out of their Dental Benefits
    Sep. 13, 2018

    Helping Employees Get the Most Value out of their Dental Benefits

    Dental benefit information

    Because dental benefits have the potential to improve both oral and overall health, it's important that employees make the most of their coverage. By taking some simple steps, you can help encourage your group's employees to leverage their dental benefits as effectively as possible. Education – Ensure that employees are aware of the value their... More »

  • The Importance of Offering Voluntary Benefits to Employees
    Aug. 23, 2018

    The Importance of Offering Voluntary Benefits to Employees

    Dental benefit information

    If you're an employee benefits manager, you may find yourself performing a balancing act when it comes to compensation packages. Not only are you tasked with satisfying your employees' expectations, but you also have to meet the financial goals of your business. To accommodate these two priorities, you may consider curbing costs by switching to... More »

  • Understanding the Ins and Outs of Dual Coverage
    Aug. 7, 2018

    Understanding the Ins and Outs of Dual Coverage

    Dental benefit information

    It's not uncommon to be covered by two dental benefits plans, which means that you have “dual coverage.” If this applies to you or your family members, take a moment to learn how dual coverage works with these four key points. Understand your coordination of benefits (COB). Your COB is the way your two plans... More »

  • How Dental Benefits Help Employers Stay Competitive
    Jul. 25, 2018

    How Dental Benefits Help Employers Stay Competitive

    Dental benefit information

    Full compensation packages that include dental coverage can help employers stand out from their competition. Not only do they make  companies more attractive from the outside, but they also help them save time and money internally. Read on to learn why dental coverage is a key part of staying ahead of the pack. Attracting talented... More »

  • How Dental Benefits Improve Well-Being
    Jun. 7, 2018

    How Dental Benefits Improve Well-Being

    Dental benefit information

    Offering a dental plan to employees or purchasing a dental plan on your own isn't just about oral health. Dental benefits have been shown to improve both oral health and overall well-being. Dental coverage emphasizes preventive care. Americans lose more than 164 million hours of work every year due to dental disease.1 But dental coverage... More »

  • What's the Difference Between Copay and Coinsurance?
    Mar. 6, 2018

    What's the Difference Between Copay and Coinsurance?

    Dental benefit information

    Copayment and coinsurance1 are both ways you help share the costs of dental care with Delta Dental of Illinois. Most of the time, Delta Dental of Illinois members have a copay or coinsurance, but not both. Here's what you need to know: Copayment, also known as a copay, is a set dollar amount you are... More »

  • Your Dental Benefits in the New Year
    Jan. 10, 2018

    Your Dental Benefits in the New Year

    Dental benefit information

    Now that we've flipped the calendar to the new year, planning is underway for many. As you're organizing your finances and other paperwork, it's also a great time to check on the status of your dental benefits. First, check to see if your dental benefits renew at the calendar year or the contract year,... More »

  • Save Money With Delta Dental PPO℠ Dentists
    Dec. 26, 2017

    Save Money With Delta Dental PPO℠ Dentists

    Dental benefit information

    Between gifts, entertaining, donations and décor, most of us spend more money during the holiday months than we do throughout the rest of the year. Luckily, you can save a little green at dental appointments when you visit a Delta Dental in-network dentist. Delta Dental PPO network dentists have agreed to accept Delta Dental's PPO... More »

  • The Real Benefits of Dental Benefits
    Nov. 28, 2016

    The Real Benefits of Dental Benefits

    Dental benefit information

    You may associate dental benefits with a couple of free or low-cost cleanings per year. That's definitely one of the perks – but enrolling in your company's voluntary dental plan has benefits that go far beyond a healthy smile. Here are a few to consider: Dental Benefits Keep You Healthy Adults with dental coverage are... More »

  • Be Thankful for Dental Benefits
    Nov. 2, 2016

    Be Thankful for Dental Benefits

    Dental benefit information

    Dental benefits may not be at the top of your list of the things to be thankful for this season, but having a healthy smile is definitely something to appreciate. Here are five reasons to be thankful for dental benefits from Delta Dental of Illinois! 1. Saving money! Visiting a Delta Dental PPO network dentist... More »

  • Be a Smart Mouth. Why It's Important to Read Your Dental Policy
    May 23, 2016

    Be a Smart Mouth. Why It's Important to Read Your Dental Policy

    Dental benefit information

    Most people probably don't curl up in a comfy chair with a cup of coffee to read their dental policies, but it pays to thoroughly read through and understand your benefits. First of all, knowing your plan can help you save money at the dentist's office. Being part of the Delta Dental PPOSM network typically... More »