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Apr. 18, 2023
Dental benefit information
Because dental benefits have the potential to improve both oral and overall health, it's important that employees make the most of their coverage. By taking some simple steps, you can help encourage your group's employees to leverage their dental benefits as effectively as possible. Education – Ensure that employees are aware of the value their... More »
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Oct. 24, 2019
Dental benefit information
Deductibles, copay and coinsurance are all ways you share the costs of dental care with your benefits company – but they all operate a little differently. A deductible is the total amount you pay before your dental benefits carrier helps with the costs. Let's say you have a $100 deductible and you need to get... More »
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Oct. 24, 2019
Dental benefit information
After enrolling in a new dental plan, coverage for some services could be subject to a benefit waiting period. A benefit waiting period is the amount of time before you are eligible to receive benefits for all or certain dental treatments. Every dental plan is different, but typically, there are no waiting periods for diagnostic... More »
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Aug. 7, 2018
Dental benefit information
It's not uncommon to be covered by two dental benefits plans, which means that you have “dual coverage.” If this applies to you or your family members, take a moment to learn how dual coverage works with these four key points. Understand your coordination of benefits (COB). Your COB is the way your two plans... More »
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Jun. 25, 2018
Dental benefit information
June can be a great time to schedule a wedding. That means it's also a good time to learn what can happen to your dental benefits when you get married. When it comes to your dental coverage, marriage is considered a “qualifying life event.” After a qualifying life event, you can make changes to your... More »
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Mar. 6, 2018
Dental benefit information
Copayment and coinsurance1 are both ways you help share the costs of dental care with Delta Dental of Illinois. Most of the time, Delta Dental of Illinois members have a copay or coinsurance, but not both. Here's what you need to know: Copayment, also known as a copay, is a set dollar amount you are... More »
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Jan. 25, 2017
Dental benefit information
If you visit a Delta Dental of Illinois network dentist or assign benefits, you won't have to submit any paperwork – your dentist will submit a claim directly to Delta Dental of Illinois on your behalf after your dental appointment. On the other hand, if you visit an out-of-network dentist, you may have to submit... More »
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Oct. 26, 2015
Dental benefit information
If you have both medical and dental benefits, you may wonder why they work differently when it comes to payments and coverage. Although dental and medical benefits both help cover the costs of certain treatments, they actually serve different purposes. Why They're Different Medical care usually focuses on reactive treatments for disease and illness, treating... More »
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Sep. 18, 2015
Dental benefit information
When you are covered by a dental plan, you often receive an explanation of benefits (EOB) from your dental carrier after a trip to the dentist's office. The EOB is not a bill, but rather an explanation of the procedures that were performed at the appointment and what is covered by your particular dental plan.... More »