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Oct. 24, 2019
Dental benefit information
Deductibles, copay and coinsurance are all ways you share the costs of dental care with your benefits company – but they all operate a little differently. A deductible is the total amount you pay before your dental benefits carrier helps with the costs. Let's say you have a $100 deductible and you need to get... More »
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Mar. 6, 2019
General oral health
No matter how careful you are, dental emergencies can strike at any time. Make sure you’re prepared for any dental issues that may arise by knowing how your dental plan covers emergency care and what to do in the case of a dental emergency.
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Jan. 25, 2019
Dental benefit information
Eighty-seven percent of Illinois adults say their oral health is very important to them 1 and more than two-thirds of employees consider dental benefits to be a very important part of an overall compensation package.2
Yet many small business owners do not offer dental benefits. That short-term decision can negatively affect both the small business and its employees in the long run.
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Nov. 2, 2018
Dental benefit information
Having dental benefits contributes to better oral health, overall health and well-being. Our 2018 Oral Health and Well-Being Survey found that people with dental benefits are 58 percent more likely to visit the dentist, which leads to better oral health. Consequently, people who reported excellent oral health were twice as likely to report very good... More »
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Sep. 5, 2017
Dental benefit information
Most people have been planning for retirement for decades, tucking money away in retirement accounts and scheduling vacations. What many people forget to plan for, however, are dental benefits. Most retirees lose employer-sponsored dental coverage when they leave the workforce. And although the Medicare federal health insurance program is available for people who are over... More »
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Sep. 21, 2016
Dental benefit information
From the size of a dental provider's network to utilization rates to money saved, there are multiple ways to measure the overall value of a provider network. The effective discount – which represents savings on all claims both in and out of the network – encompasses a number of individual measures. It is a good... More »
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May 18, 2016
Dental benefit information
You're no doubt aware that dental coverage saves you money. Dental benefits prevent you from paying the full cost of many dental procedures, and often completely cover the cost of exams and other preventive services. But dental benefits have value beyond just dollars and cents. For example, your dentist screens for a number of diseases... More »
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May 1, 2016
Dental benefit information
More than 44 million1 individuals in the United States are age 65 or older. Practicing good oral health habits is an essential part of maintaining good overall health at any age. Being retired doesn't mean retiring good oral health routines. Maintaining one's teeth and gums by brushing and flossing daily and visiting the dentist regularly is... More »
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Jan. 8, 2016
Dental benefit information
While the Affordable Care Act requires individuals to have health insurance, it doesn't require adults to have full dental coverage, nor does it require health plans to offer adult dental benefits. But if you don't have dental coverage, you should seriously consider it. Here's why. Compared to health insurance, dental coverage is relatively low cost.... More »
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Oct. 22, 2015
Dental benefit information
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Oct. 20, 2015
Dental benefit information
Whether you have access to insurance coverage through your employer or you purchase individually, the end of the year is frequently decision time. As you make your choices, make sure you consider the importance of dental coverage and know what to look for in your insurance carrier. If you're like many consumers, you may view... More »
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Sep. 18, 2015
Dental benefit information
When you are covered by a dental plan, you often receive an explanation of benefits (EOB) from your dental carrier after a trip to the dentist's office. The EOB is not a bill, but rather an explanation of the procedures that were performed at the appointment and what is covered by your particular dental plan.... More »
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Aug. 18, 2015
Dental benefit information
If you have dental benefits, you may already visit your dentist regularly for cleanings and exams. Most dental plans cover these specific preventive services at 100 percent, meaning no out-of-pocket cost for you. But those basic services are just the beginning of how a dental plan can benefit you over the course of your lifetime.... More »
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Jun. 1, 2015
Dental benefit information
Dental benefits and employee wellness go hand in hand. Most dental plans promote preventive care and good oral health habits, which improve an employee's overall health. By investing in employee health through offering dental coverage and other health benefits, companies can improve employee productivity and reduce costs associated with health care. Dental insurance is the... More »
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Mar. 10, 2015
Dental benefit information
By Karyn Glogowski Delta Dental of Illinois VP of Sales Health care costs are expected to grow 6.8 percent in 2015,1 making it increasingly important for a company to make the most efficient use of every dollar it invests in its employee benefits programs. The good news is that, as one of the most-preferred benefits... More »
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Feb. 10, 2015
Children’s Oral Health
By Dr. Katina Spadoni Dental Director for Delta Dental of Illinois February is Children's Dental Health Month, a great time to remember that a child's oral health is set in motion from a very young age. Tooth decay can develop any time after the first tooth comes in, starting around 6 months old, and good... More »
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