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Your Health For Tag "dental coverage"

  • Choosing a dental plan to protect your health next year
    Oct. 5, 2020

    Choosing a dental plan to protect your health next year

    Dental benefit information

    Given the ongoing COVID-19 pandemic, your priorities and those of your family may have changed. Wellness benefits may be even more important than ever before. It’s time to begin looking forward to a healthy 2021. Many Illinoisans are choosing benefits for next year. Did you know that dental coverage can play a key role in maintaining good oral health and overall well-being? In a recent Delta Dental poll, Americans gave two top reasons for having dental coverage.

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  • Dental insurance for kids
    Aug. 21, 2020

    Dental insurance for kids

    Dental benefit information

    When it comes to our children, we always want the best for them and look out for their well-being. This includes their oral health and making sure they have a healthy smile. Good oral health habits start early. The American Academy of Pediatrics recommends that children visit the dentist by age 1 to help establish a relationship with the dentist and assess any risk for early dental decay. At 18 months, the regular six-month checkups can then begin.

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  • The Difference Between Coinsurance, Deductibles and Copay
    Oct. 24, 2019

    The Difference Between Coinsurance, Deductibles and Copay

    Dental benefit information

    Deductibles, copay and coinsurance are all ways you share the costs of dental care with your benefits company – but they all operate a little differently. A deductible is the total amount you pay before your dental benefits carrier helps with the costs. Let's say you have a $100 deductible and you need to get... More »

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  • Paying for a Dental Plan You're Not Using? Start Using It.
    Jun. 5, 2019

    Paying for a Dental Plan You're Not Using? Start Using It.

    Dental benefit information

    More than 1 in 3 adults across the nation — including almost 45% of those ages 19 to 34 — will not visit the dentist over the course of a year, despite having private dental insurance.1 In Illinois, 25% of people who have dental insurance coverage have not visited the dentist in the past year.2 In short, they are paying for dental insurance they are not using. If you have dental insurance coverage and are not using these benefits regularly, you could be leaving money on the table and shortchangi

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  • Keeping smiles happy when family comes to town
    Dec. 14, 2018

    Keeping smiles happy when family comes to town

    General oral health

    If you're hosting holiday celebrations at your place, add a little prep time to ensure your family's smiles stay sparkling – especially for relatives traveling from out of town. Consider stopping by the store beforehand to stock up on these oral health supplies: Extra floss, toothpaste and new toothbrushes in case someone forgets theirs. Mouth-friendly... More »

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  • Five Ways  to Maximize Your Dental Benefits Before the End of the Year
    Nov. 2, 2018

    Five Ways to Maximize Your Dental Benefits Before the End of the Year

    Dental benefit information

    Having dental benefits contributes to better oral health, overall health and well-being.  Our 2018 Oral Health and Well-Being Survey found that people with dental benefits are 58 percent more likely to visit the dentist, which leads to better oral health.  Consequently, people who reported excellent oral health were twice as likely to report very good... More »

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  • Offering Voluntary Dental Benefits is Good for Business
    Oct. 19, 2018

    Offering Voluntary Dental Benefits is Good for Business

    Dental benefit information

    Poor dental health may come at a large cost to your employees and your company. More than 90 million work hours are lost in the U.S. because of emergency or unplanned dental visits – and adults with poor oral health are more likely to miss work.1 In fact, nearly one-quarter (23 percent) of employed Illinoisans... More »

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  • Understanding the Ins and Outs of Dual Coverage
    Aug. 7, 2018

    Understanding the Ins and Outs of Dual Coverage

    Dental benefit information

    It's not uncommon to be covered by two dental benefits plans, which means that you have “dual coverage.” If this applies to you or your family members, take a moment to learn how dual coverage works with these four key points. Understand your coordination of benefits (COB). Your COB is the way your two plans... More »

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  • How Dental Benefits Help Employers Stay Competitive
    Jul. 25, 2018

    How Dental Benefits Help Employers Stay Competitive

    Dental benefit information

    Full compensation packages that include dental coverage can help employers stand out from their competition. Not only do they make  companies more attractive from the outside, but they also help them save time and money internally. Read on to learn why dental coverage is a key part of staying ahead of the pack. Attracting talented... More »

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  • How Dental Benefits Improve Well-Being
    Jun. 7, 2018

    How Dental Benefits Improve Well-Being

    Dental benefit information

    Offering a dental plan to employees or purchasing a dental plan on your own isn't just about oral health. Dental benefits have been shown to improve both oral health and overall well-being. Dental coverage emphasizes preventive care. Americans lose more than 164 million hours of work every year due to dental disease.1 But dental coverage... More »

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  • What's the Difference Between Copay and Coinsurance?
    Mar. 6, 2018

    What's the Difference Between Copay and Coinsurance?

    Dental benefit information

    Copayment and coinsurance1 are both ways you help share the costs of dental care with Delta Dental of Illinois. Most of the time, Delta Dental of Illinois members have a copay or coinsurance, but not both. Here's what you need to know: Copayment, also known as a copay, is a set dollar amount you are... More »

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  • The Real Benefits of Dental Benefits
    Nov. 28, 2016

    The Real Benefits of Dental Benefits

    Dental benefit information

    You may associate dental benefits with a couple of free or low-cost cleanings per year. That's definitely one of the perks – but enrolling in your company's voluntary dental plan has benefits that go far beyond a healthy smile. Here are a few to consider: Dental Benefits Keep You Healthy Adults with dental coverage are... More »

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  • Measuring Dental Networks: Facts You Need to Know
    Sep. 21, 2016

    Measuring Dental Networks: Facts You Need to Know

    Dental benefit information

    From the size of a dental provider's network to utilization rates to money saved, there are multiple ways to measure the overall value of a provider network. The effective discount – which represents savings on all claims both in and out of the network – encompasses a number of individual measures. It is a good... More »

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  • Dental Insurance Still Key for Retirees
    May 1, 2016

    Dental Insurance Still Key for Retirees

    Dental benefit information

    More than 44 million1 individuals in the United States are age 65 or older. Practicing good oral health habits is an essential part of maintaining good overall health at any age. Being retired doesn't mean retiring good oral health routines. Maintaining one's teeth and gums by brushing and flossing daily and visiting the dentist regularly is... More »

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  • Celebrate World Oral Health Day
    Mar. 20, 2016

    Celebrate World Oral Health Day

    General oral health

    Every year on March 20, more than 100 countries unite for World Oral Health Day1 to celebrate the importance of good oral hygiene. The 2016 theme “It all starts here. Healthy mouth. Healthy body,” acknowledges that good oral health affects more than just your smile.  In fact, more than 120 diseases, including diabetes, HIV, psoriasis,... More »

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  • How Dental Differs from Medical
    Oct. 26, 2015

    How Dental Differs from Medical

    Dental benefit information

    If you have both medical and dental benefits, you may wonder why they work differently when it comes to payments and coverage. Although dental and medical benefits both help cover the costs of certain treatments, they actually serve different purposes. Why They're Different Medical care usually focuses on reactive treatments for disease and illness, treating... More »

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