The Affordable Care Act & Delta Dental of Illinois
With the Supreme Court's ruling on the Affordable Care Act last June, it's clear how consumers access health benefits will change drastically. What isn't changing is Delta Dental of Illinois' commitment to its mission of improving the oral health of people of Illinois.
We will continue to pursue this mission by providing affordable benefit plans to both groups and individuals in the state, as well as through the Delta Dental of Illinois Foundation's support of statewide community benefit programs that provide Illinoisans access to oral health care and education.
The Court's ruling means that by the year 2014, individuals and employees of small businesses will have new opportunities to shop for medical and dental benefits on state and federally facilitated exchanges.
As the largest and most experienced dental benefits carrier in Illinois, Delta Dental of Illinois will work with exchange developers and regulators to protect consumers' rights to keep their own dentist, to keep their current dental coverage and to comparatively shop for all of their dental benefit options.
In order to accomplish this, Delta Dental of Illinois believes:
• Dental benefits must be offered and priced separately from medical benefits on exchanges. Doing so will allow purchasers to better compare products, premium, and quality, while also promoting transparency and competition.
• Children's dental benefits purchased in the private marketplace (outside exchanges) should be allowed to fulfill the Affordable Care Act's essential health benefits requirement.
Please check back here for ongoing updates about the Affordable Care Act and let us know about your concerns as a comment to the blog, on Facebook or Twitter.