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Evaluating Dental Plan Options

Posted on September 2, 2014 in Dental benefit information


Do you have a choice to make about your dental plan? Enrolling in a Delta Dental dental plan is your first step to achieving great oral health. Utilizing your dental benefits will work to prevent costly treatment and take care of your preventive oral health needs.

By understanding how coverage expectations vary, you can make better decisions about dental benefits for your family.

Network

Dentists who participate in networks agree to accept fees substantially lower than retail. Also, the larger the network, the more likely your dentist participates. If you do not use a network dentist, you probably will end up paying retail prices. A strong network helps manage costs since network dentists agree not to “bill” consumers more than the negotiated network fees.

Delta Dental, with dentists in its combined PPO and Premier networks, has the nation's largest network. With an average of 4 out of 5 dentists participating – it's a sure bet you'll find a Delta Dental network dentist near you.

Cost Management

Premium cost is only one measure of a dental plan's true cost. A strong plan will also help customers manage their oral health by encouraging preventive care. This reduces long-term dental costs and could also have a significant long-term impact on overall health and health care costs.

Make sure your plan covers preventive care as well as other services you need.

Service

Customers must have confidence that they'll be taken care of after signing on with a certain plan. Look for service statistics, such as how quickly phones are answered, claims are paid, and any problems are resolved, to give you confidence that you will receive the service you expect.

Dental Expertise

Medical and dental coverage operate under very different models. While medical coverage focuses more on treatment, dental coverage concentrates on prevention. Furthermore, building and maintaining an effective dentist network is much different than building a network of medical care providers. Look for coverage from a dental expert – one with a commitment to your oral health.

Now you're armed with the knowledge you need and you're ready to choose the best plan option for you and your family. But, if you have more questions, we're happy to help. Visit www.deltadentalil.com to learn more about our plans.

If you're looking for coverage, visit deltadentalil.com to review our individual and family plans. For individual coverage and our Patient Direct dental discount card, visit www.deltadentalil.me.