Comprehensive Coverage That Protects Your Smile and Wallet!
We’ve designed our individual plans to cover individuals, couples or families who don’t have access to dental insurance through the workplace, or aren’t offered a plan that fits their needs. And we have a dental savings program, Delta Dental Patient Direct to provide more options for Illinois residents to look out for their oral health.
Individual Dental Plans
Our individual dental plan gives Illinoisans a choice of three coverage options that focus on prevention – making sure you and your whole family gets the oral health care they need at a cost you can afford. Plus, our plans offer you the freedom to use any dentist – and the ability to enjoy the greatest savings by visiting one of our more than 5,000 Delta Dental PPO dentist locations.
Protect your and your family’s oral health with affordable individual dental coverage from Delta Dental of Illinois, Illinois’ most experienced dental benefits carrier. Our individual plans are based on the Delta Dental PPO network. You can go to any licensed dentist, but in most cases, you will have lower out-of-pocket expenses when you receive care from a Delta Dental PPO dentist.
Looking for a plan that complies with the ACA's pediatric dental essential health benefit (EHB)?
Delta Dental of Illinois has got you covered. We offer plans that meet all the guidelines of the Affordable Care Act’s pediatric dental essential health benefit (EHB). You do not have to purchase pediatric dental coverage from a medical carrier, and the pediatric dental EHB does not have to be embedded in a medical plan, or purchased from an exchange.
Our Individual Kids Preferred plan is offered as a companion/rider to Delta Dental PPO - Gold and Silver plans* or on a standalone basis. The Delta Dental PPO - Individual Kids Preferred plan uses an Exclusive Provider Feature. With an Exclusive Provider Feature, benefits are paid only when members see a Delta Dental PPO dentist. There are no benefits when a member sees a dentist outside of the Delta Dental PPO network.
Members under age 19 who are enrolled in Delta Dental PPO - Gold or Silver with Individual Kids Preferred can use the benefits of both plans but can only receive benefits from Individual Kids Preferred with Delta Dental PPO dentists.
*Single rates are not available for Delta Dental PPO - Gold and Silver plans with Individual Kids Preferred; there must be one adult and one or more dependents enrolled in these plans. Single rates are available for all other plans.
Delta Dental Patient Direct Dental Savings Program
Delta Dental of Illinois Delta Dental Patient Direct* is a dental savings program that offers members access to a network of dentists who have agreed to provide dental care at fees no higher than the Delta Dental Patient Direct fee schedule or percentage savings for procedures not listed on the schedule. With Patient Direct, you pay an annual fee to get reduced fees.
*Delta Dental Patient Direct is not insurance.